Travel Insurance

Why Get Travel Insurance????

Example Travel Insurance

  • Cancel for any Reason - Must be included at the time of purchase of the policy.
  • Trip Interruption: Reimburses (up to the total trip cost) unused hotel arrangements plus additional costs to change or purchase a new airline ticket if you can't travel due to circumstances such as illness or injury to you, a family member, or traveling companion, jury duty, subpoena, or a traffic accident on the way to the airport.
  • Travel Delay: Reimburses you up to cost of trip, for expenses such as meals, lodging, and local transportation costs should you be delayed 3 or more hours.
  • Missed Connection: The plan reimburses you up to $500 for unused arrangements and additional transportation should you miss your Cruise or tour departure due to no fault of your own.
  • Emergency Evacuation: Under certain circumstances detailed in the Plan, the Plan can pay for the transportation expenses Incurred to evacuate You to the nearest qualified hospital and/or to return you home.  (This can be upwards of $100,000 if not insured and some countries will not accept you if not insured.)
  • Baggage/Personal Property: Reimburses you for baggage or items lost, stolen, or damaged during your vacation.
  • Medical Expenses: Reimburses medical costs should you incur hospital charges or other medical bills as a result of an illness or injury during your vacation.
  • Baggage Delay: Reimburses for the purchase of necessary personal items if your bags are delayed by the airline for 8 hours or longer. The plan covers you for the purchase of necessary items up to $300 in the event your luggage is delayed by a common carrier for more than 3 hours en-route to your vacation.
  • Travel Accident: Accidental death and dismemberment coverage in the event of loss of life, limb, or sight resulting from an injury occurring during Your Trip.
  • Electronic Devices, Rental Car, trip interruption, itinerary change and many more feature of a Travel Insurance plan.
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Travel insurance will protect you in the event of an illness or injury when traveling outside of your state or country of residence.  The many other benefits can be coverage of quarantine time, any electronic devices, car rental, luggage loss, time delay due to plane delays. Your medical insurance in your hometown will likely not cover you or cost MUCH MORE, out of the country or even out of the state.